The Management

Shiraj Jacob

Shiraj Jacob is the Mentor and Co-founder of Money Tree Advisory Services. With over 18 years of experience, he has worked in retail banking, insurance, and real estate. He served as the Head of Muthoot Group in Dubai and has certifications in private equity from IIM Bangalore.

“People don’t plan to fail—they just fail to plan.”
Shiraj Jacob
Rojan D Tharayil

Rojan D Tharayil

Rojan is the Co-founder with 16 years of experience in FMCG and finance. He’s worked with Kurl-on, HDFC, and is a Certified Wealth Manager recognized globally. He’s also a marathon enthusiast.

“Our true weakness lies in quitting. The best way to achieve success is by trying once again.”

Renjish M C

Renjish is the Co-founder with over 12 years of experience in Telecom, Retail Finance, and Insurance. He is a Million Dollar Round Table achiever and Certified Financial Goal Planner. His global exposure includes visits to Switzerland, Netherlands, and the Middle East. He is passionate about swimming.

“Failure often stems from giving up too soon. Success is found in the courage to try one more time.”
Renjish M C
Vivek Shenoy

Vivek Shenoy

Vivek is the Independent Advisor at Money Tree with 28 years of expertise in assurance, risk management, and corporate finance. He was awarded "Risk Manager of the Year" by ET Now and ICICI Lombard in 2014. He specializes in helping businesses improve efficiency and achieve sustainable growth.

“Smart risk management is not about avoiding risks—it’s about understanding and managing them wisely.”

Nirmal Shah

Nirmal is an Independent Advisor and seasoned finance professional with deep expertise in mergers, acquisitions, and private equity. He has worked across India, GCC, and Europe with top firms like JM Morgan Stanley and SBI Capital Markets. He is a Chartered Accountant and CFA (USA).

“A well-evaluated deal is better than a fast one. Precision builds long-term value.”
Nirmal Shah